Disability insurance, often called disability income insurance, is a form of insurance that insures the beneficiary’s earned income against the risk that disability will make working (and therefore earning) impossible. The purpose of disability insurance is to protect the lifestyle you enjoy. If you were suddenly unable to work and had less money coming in—plus additional money going out to cover medical expenses and other bills, disability insurance will help preserve your income.

This type of coverage is crucial for self employed individuals and people who do not have disability insurance through their employer.

Please click here if you would like to receive a no obligation quote or further information about Disability insurance.