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Term Life Insurance

 

Term Life Insurance is the simplest and most affordable type of life insurance. It provides temporary protection for a predetermined term, usually 10 or 20 years. Your coverage never decreases and the premiums are guaranteed for the length of the term.

The purpose of this type of coverage is to protect your beneficiaries by providing a tax free benefit that can assist with short term needs such as:

  • Mortgage

  • Children’s education

  • Loans and other debts

Term Life Insurance can also assist with longer-term needs such as:

  • Financial support for your beneficiaries when you pass away

  • Funds to cover financial obligations, and pay other expenses

  • Capital gains taxes on your assets (property, investments, etc.)

How much coverage you require will depend on several factors such as your lifestyle, age, number of dependents, income and assets. You can use our online Life Insurance Calculator to help you estimate how much is enough to ensure your loved ones are financially secure.

Here at ISI we are able to offer a range of Term Life products from leading Canadian insurance providers, thus providing an opportunity to choose the plan that is just right for you. Please CLICK HERE if you would like to receive a no obligation quote or further information about Term Life Insurance. For a complete list of our insurance providers please CLICK HERE.